We’re in our 70s, have $1.3 million in IRAs and $1.15 million in cash. But we have ‘no clue’ what to do with the money. 

"Should I leave the money as is or roll it into a Roth?"

We’re in our 70s, have $1.3 million in IRAs and $1.15 million in cash. But we have ‘no clue’ what to do with the money. 
"Should I leave the money as is or roll it into a Roth?"