I have $68,000 in credit-card debt, a $250,000 mortgage and $50,000 in a 401(k). How can I dig myself out of this trap on a $55,000 annual salary?

“I am divorced, 57 years old and moved my mother, 95, in with me because she was alone.”

I have $68,000 in credit-card debt, a $250,000 mortgage and $50,000 in a 401(k). How can I dig myself out of this trap on a $55,000 annual salary?
“I am divorced, 57 years old and moved my mother, 95, in with me because she was alone.”