My wife and I moved to the U.S. 8 years ago. We have $45,000. Do we buy a house — or save our money for when we retire?

“We are all naturalized citizens. We have a small savings of over $45,000 deposited in a high-yield savings account.”

My wife and I moved to the U.S. 8 years ago. We have $45,000. Do we buy a house — or save our money for when we retire?
“We are all naturalized citizens. We have a small savings of over $45,000 deposited in a high-yield savings account.”