How much money should you keep in your checking account? This TikTok user says she would ‘panic’ if her balance fell below $4,000.

There are downsides to keeping too much in checking, experts say.

How much money should you keep in your checking account? This TikTok user says she would ‘panic’ if her balance fell below $4,000.
There are downsides to keeping too much in checking, experts say.